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All information, analysis, and articles on this site are provided for informational purposes only. Nothing herein should be interpreted as personalized investment advice as I make no recommendations to buy, sell, or hold any securities or positions. I’m making this website available “as is” with no warranty or guarantees of its accuracy, completeness or currentness. If you rely on this website or any of the information contained, you do so entirely at your own risk. I do not hold myself out as a financial advisor and nothing herein is a solicitation for any fund or securities mentioned. Although I may answer general questions about the information herein, I’m not licensed and registered under security laws to address your personal investment situation. Past performance is not indicative of future results. Any and all financial decisions are the sole responsibility of you the individual.